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The Shifting Sands of Fixed-Rate Mortgages: Why 2-Year Deals Are Leading the Charge

The UK mortgage market, a landscape constantly shaped by economic winds, is experiencing a significant shift. After a prolonged period where 5-year fixed-rate mortgages offered the allure of long-term stability, 2-year fixed-rate products are poised to become more attractive,

Dwello Mortgages – February 2025 snapshot

Our monthly MRI (Mortgages Rate Index) includes Loan-To-Value Purchase and Loan-To-Value Remortgage so you can see the trends. You will see daily headlines which may leave you confused and anxious – don’t be! Talk to us and let the dwello team discuss with you what you want, what your property dreams are and let us support you every step of the way.

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The Great Rate Race: Why Do Banks Play Favourites with Interest Rates?

Ever noticed how quickly your savings rate drops when the Bank of England cuts rates? It’s almost like the banks have their finger hovering over the “decrease” button, waiting to pounce. Yet when it comes to passing on those same cuts to mortgage holders, suddenly everything moves at a glacial pace. Let’s dive into this fascinating (and frustrating) phenomenon.

Dwello Mortgages – November 2023 snapshot

Despite the challenging environment, there is good news to be found in the data… yes we said good news!

In our latest monthly snapshot, our principal mortgage adviser, Nathan Blissett, talks about house prices increasing – yes really!, the Buy To Let market shifting and so much more.