The UK mortgage market, a landscape constantly shaped by economic winds, is experiencing a significant shift. After a prolonged period where 5-year fixed-rate mortgages offered the allure of long-term stability, 2-year fixed-rate products are poised to become more attractive,
Tag Archives: interest rates
The Great Rate Race: Why Do Banks Play Favourites with Interest Rates?
Ever noticed how quickly your savings rate drops when the Bank of England cuts rates? It’s almost like the banks have their finger hovering over the “decrease” button, waiting to pounce. Yet when it comes to passing on those same cuts to mortgage holders, suddenly everything moves at a glacial pace. Let’s dive into this fascinating (and frustrating) phenomenon.
Why 2025 Could Be Your Year to Consider Private Medical Insurance
Let’s talk about something that’s probably been on your mind lately – those ever-growing NHS waiting lists and rising healthcare costs.
Income Protection vs Critical Illness Cover: Why More Brits Are Choosing Monthly Protection
In an era where financial security feels increasingly precious, there’s a quiet revolution happening in how we protect our income. The latest figures from the Association of British Insurers (ABI) reveal a fascinating shift in how British households are approaching their financial safety nets – and we’re here to break down what this means for you.
Fixed Rate Paradox: Why Some Mortgage Rates Are Rising Despite BoE Outlook
We’ve noticed some head-scratching from our clients lately. “Hold on,” they’re saying, “wasn’t everyone talking about interest rates coming down?” It’s a fair question, especially when you’re seeing headlines about several major lenders hiking their fixed rates.
Bank of England Holds Rate at 5% – Should You Fix or Ride the Variable Wave?
The lazy days of summer are behind us, and just like students returning to classes, UK homeowners are facing a new economic reality this autumn after the shake-up of general elections.
Happy birthday to Dwello!
Shropshire mortgage advisory firm Dwello Mortgages is celebrating its first anniversary after a successful year which saw the team securing and completing mortgage offers totalling £5.6million.
Case study: Rohit Kumar
Rohit had been trying to remortgage his property for over a year.
He’d had a bad experience with a previous mortgage broker who simply couldn’t overcome any hurdles and provide the client with their needs.
He knew Nathan because he is an IT consultant and Nathan was a client of his, so he decided to move from the brokers he was using to Dwello and see if they could help instead.
Case study – Caroline Hastings
Great customer service is at the very heart of what we do at Dwello Mortgages and there is nothing better to enhance our reputation than when people keep coming back or recommend us in the most glowing terms to family and friends.
Case study: Erkan Bozkurt
Erkan was referred to Dwello Mortgages by a friend who knew Nathan Blissett – and didn’t know what to expect. He had tried other mortgage brokers before and not had the best experience.
He was changing a mortgage from a buy-to-let one to his own mortgage for the first time.